I Feel Like I Should Make A Post About This Because It’s Not Something That’s Very Well-known, And

I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!

If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)

You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)

You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)

You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)

You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)

Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.

I got my debt down to $1075 by making some phone calls and submitting some paperwork.

The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.

I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.

I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.

The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.

Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.

More Posts from Quandrixing and Others

8 months ago

You know what, since I'm thinking about it anyways, let's talk formalwear accessories. Most of these are traditionally menswear but a bit of gender fuckery is good for the soul, and frankly most of these are about making your mass-produced clothing fit and lay properly without having to go to the tailor.

Shirt stays: these go around your thighs to hold your shirt down, so that it stays smooth and tucked in. They're usually elastic, with 1-3 clips, and if you wear skirts frequently this is a GREAT way to make sure your top doesn't ride up. The clips will be visible if you're wearing something tight, so loose pants or skirts are where these do best. There's also an insane version that clips to your socks, but that is for lunatics. If you wanted, you could also use one of these clips to hold up thigh-highs.

These do a great job of smoothing and narrowing the waist area by keeping your shirt from bunching there.

You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These
You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These

Sleeve garters: usually metal, leather, elastic, or silk. These are usually worn with button-down shirts to adjust where your cuff falls on the wrist or hand. They're properly worn on the upper arm, and you pull the fabric of the sleeve above the garter until you cuff is where you want it. Because this creates a puff of sleeve at the bicep, it also broadens the appearance of the shoulders. It's great if you're working with your hands or if your sleeves are often too long for your preference.

You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These
You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These

Waistband clip or belt adjustment clip/buttons

Three different ways of tightening the waistband of a pair of pants or a skirt. You're not going to get more than an inch or so tighter without weird bunching, and for most of these you'd want them to be hidden under a shirt or jacket, but they do the job if that's something you're having issues with.

You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These
You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These
You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These

Collar pins: There are so many fun ones out there, both with and without chains. They're not terribly practical, though the slight weight may help keep your collar where you want it. Also consider collar tips, which pin (surprise) to the very tips of your collar points.

You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These
You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These
You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These

Sweater clips/guards: meant to hold your sweater or cardigan mostly closed. Great if your cardigan doesn't button, or if you don't like it to be buttoned all the way.

You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These
You Know What, Since I'm Thinking About It Anyways, Let's Talk Formalwear Accessories. Most Of These

There's tons of other stuff out there like this--etsy is a great place to find this stuff. A lot of these are old solutions to the very modern problem of mass-maufactured clothes not being as one-size-fits-all as advertised, but they're also a fun way to put a bit of personality into businesswear.


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3 months ago
Hit Him Where It Hurts, Cassandra! (Apollo Is The WORST.)
Hit Him Where It Hurts, Cassandra! (Apollo Is The WORST.)
Hit Him Where It Hurts, Cassandra! (Apollo Is The WORST.)
Hit Him Where It Hurts, Cassandra! (Apollo Is The WORST.)
Hit Him Where It Hurts, Cassandra! (Apollo Is The WORST.)
Hit Him Where It Hurts, Cassandra! (Apollo Is The WORST.)

Hit him where it hurts, Cassandra! (Apollo is the WORST.)

8 months ago
As Requested On My Stream, A Simple Water Tutorial!
As Requested On My Stream, A Simple Water Tutorial!
As Requested On My Stream, A Simple Water Tutorial!
As Requested On My Stream, A Simple Water Tutorial!
As Requested On My Stream, A Simple Water Tutorial!

as requested on my stream, a simple water tutorial!


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5 months ago

hi have a nice day! this is the reminder for you to share your ublock extension that blocks AI stuff from showing up. sorry if this annoys you and doubly sorry if you already shared it (truly my bad if that's the case)

I'm not one of the people involved in the post I'm just really interested in never seeing an AI generated image again

thanks in advance! sorry!

oh, no, you're fine, i completely forgot lmao

its this

GitHub - laylavish/uBlockOrigin-HUGE-AI-Blocklist: A huge blocklist of sites that contain AI generated content for uBlock Origin & uBlacklis
GitHub
A huge blocklist of sites that contain AI generated content for uBlock Origin & uBlacklist. - laylavish/uBlockOrigin-HUGE-AI-Blocklist
2 months ago

Hey kid, look at me.

I want you to T-pose. Turn your right thumb up and your left thumb doen and look at your right thumb. Move your arms up and down a bit until you feel a nerve running from your armpit to your palm. Now turn your right thumb down and your left thumb up, and look at your left thumb. Keep your chest facing forward and your shoulders back. Move your arms again until you feel that nerve again. Keep alternating between these two for a minute, or look at each thumb thirty times each.

Now sit down. Put your left hand firmly under your left buttock, palm down. Keep your shoulders back and put your right hand over the crown of your head, very gently pulling it to the right. Do this for thirty seconds, then do it again but with your right hand under your right buttock.

These are stretches for the nerves in your arms, and are very good for people who sit behind a computer a lot, or fibre artists, or you name it. Do them daily. They will hurt in the beginning, but keep doing them, even after the pain has gone, or it will return and you'll have to start all over.


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4 months ago

Ok, I've seen this sentiment before, but the amount of Kindle Unlimited ads I've been seeing is forcing me to repeat it-

Kindle Unlimited is offering two free months of unlimited ebooks. As a trial. Which will then become a paid subscription.

Your local library is offering unlimited ebooks all the time. Forever. No contracts, no predatory practices, no tracking of how long you spend on each particular page in the hopes that information about your habits can be sold for a profit.

Use your library. They want so badly to give you all of the things for free.


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9 months ago

Quick Tips for Writing Emotional Tension

They act like they don’t care, but we all know they’re just avoiding a massive emotional explosion.

One of them starts to spill their feelings, then clams up like, “Uh, never mind…” Cue the frustration.

One character throws out something super personal like it’s no big deal, but you can tell the other one’s like, “Wait, what?”

They let something slip that they were totally not ready to share, and then they freeze like, “Did I just say that?”

The “I’m fine” smile (but they’re not). One gives this shaky smile that doesn’t fool anyone, especially the other character.

They almost grab each other’s hand or hug, then they hesitate, and the moment passes. UGH, so frustrating!

One of them’s on the verge of tears but is trying sooo hard not to lose it. You can feel how much it hurts.

They talk about literally everything except the thing that’s actually bothering them. So. Annoying.

They used to be shoulder to shoulder, but now they’re standing a whole three feet apart like something big changed.

One’s suddenly acting like they barely know the other, being all polite and formal, and you just know there’s more going on.


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8 months ago

Ok I'm not going to reply to the post directly but smoking weed on the beach is absolutely different from getting drunk on the beach because:

A) people drinking booze doesn't make the entire beach stink like the ass of a dead skunk. You do not get to nickname something SKUNK and then be shocked when people hate when you smoke it in public. It smells bad, and I can assure you I don't go to the beach to smell your shit stink

B) as an asthmatic, people drinking on the beach does not pose a health risk to me

C) I cannot get second hand drunk from people drinking on the beach

I am a person who prefers getting high to getting drunk (gummies, I am asthmatic) but you can't pretend that smoking weed in public isn't straight up obnoxious, lol


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5 months ago

“I’m scared to pirate stuff - ” do it scared!*

*with Firefox and Adblock and a VPN and -

If you want a nonspecific, nonexhaustive “where do I even start” guide…

Sail the cyber seas at your own risk!

Streaming - “I want to watch xyz”

This is normally what most people want when they talk about pirating.

Use Firefox with uBlock Origin and additional privacy add-ons such as PrivacyBadger, TrackMeNot, etc.

Free VPNs are out there. Get one - but vet it’s efficacy. My go-tos are Proton VPN, or Windscribe if you plan to do a bit of torrenting.

What is torrenting? How does it work? Here’s a guide!

Back to streaming -

Make sure that a) you’ve got your Mozilla browser with all its adblocking private glory, and b) you’ve got a VPN turned on to hide what you’re doing in that browser from your ISP (internet service provider).

Now you need to actually find a site to stream from. This is the tricky part, because openly sharing these sites will get them taken down if they’re talked about widely enough. (Remember how tiktok idiots got zlibrary taken down?)

You’re going to have to talk to people on forums. You’re going to have to experiment with sites you find yourself. Search for ‘x online free’ and look at the links that come up - is the preview text mangled or clickbaitey? Are there Reddit threads about that website confirming or denying its content? A good rule of thumb is to ignore the top result or two - copycats of good streaming sites will often buy out the top result spot. Eventually, you’ll develop a good gut feeling and understanding of what a good site ‘looks like’ from the results page alone.

However, there are some places that compile good sites that haven’t been nuked by lawyers (yet) - check out r/FMHY! The masterposts are actively curated and updated when a site goes down or is found to have malicious downloads.

Remember - loose lips sink ships. No tweeting (xeeting?) or Facebook statuses about your new favorite piracy website and where you found it. Even posting to tumblr (kind of like this…) isn’t a great idea if you want those websites to stay under the radar and stay accessible. Nobody talks, everybody walks (away with their share of pirate booty)

If you aren’t downloading media, pick pretty much any site and watch away! Adblock and Firefox will keep away pop-ups and other annoying ads, and your VPN means your ISP can’t tell that you’re visiting an unofficial streaming service.

Note: In my experience, I’ve never heard of visiting a site and watching stuff on it infecting or otherwise compromising your computer. That tends to come from misclicks on invisible or overwhelming pop-up ads that redirect you to an automatic download or similarly malicious bullshit. If you’re using Firefox and uBlock, you shouldn’t be in any danger of an accidental redirect.

Downloads - “I want to keep xyz”

This is the realm of pirate archiving - you’re keeping files physically on your hard drive, an external hard drive, or burning a disk.

Adblock + Firefox browser? Check. VPN on? Check.

Go to your streaming site of choice - most if not all have download options. You can download those files or, manually, right click and save the video file from the webpage as an mp4. I honestly don’t know if there’s a difference in quality or more danger in clicking the download buttons, but regardless -

Run that puppy through VirusTotal.com! It’s a reliable browser based virus checker - if the file is too large, use a local virus checking program (your native Windows Defender on Windows computers or, I prefer, Malwarebytes)

Generally mp4 and mp3 files are clean - choose where to save them for the long term, and bam! Free forever media.

Optionally, I also upload mp4 files to a named Google document - this way I can easily share them or make them findable through a ‘xyz Google doc’ search for others :]

Torrents - “I want to keep and share xyz”

I’m not going to go into this subject in depth because, honestly, it’s not something I do regularly.

See the previously linked Torrenting guide for information on how the process works, and check out r/FMHY for recommendations and warnings about different torrenting clients (I’ve personally only used qBittorrent - I’ve heard to stay away from the Pirate Bay and Bittorrent.)

As with streaming, turn on that VPN baby! You’re going to need one that supports peer-to-peer (p2p) connections, so Proton’s free version is a no-go. Windscribe is what I’ve used for torrenting (and it’s a good free VPN on its own - I’m just partial to Proton). You get 10GB every month on Windscribe’s free version, which is more than enough for a few movies/a season or two of your favorite show.

(Bigger torrents like video games are easily 30+ GB, so be prepared to either pay for a no-limit premium account or spend a few months downloading your files in chunks.)

VPN on? Double check.

Boot up your torrenting client - I use a slightly out of date version of qBittorent, but there are other options. The Reddit thread and previously linked torrenting guide have a few dos and donts of selecting a client, so be thorough before you download your client of choice.

This is getting into the logistics of torrenting a bit, so forgive me if this is vague or incorrect, but now you need a torrent seed. These will be .tor files found through pirating websites or archives - these are rarely malicious, but it’s good to run any piracy related download through something like VirusTotal.com or scan it with a local program like Malwarebytes.

You open your seed file in your client and wait. A ‘healthy’ seed tends to have lots of seeders and few leeches, but sometimes you’re stuck with an obscure seed you just have to wait for.

Your torrented files have fully downloaded! Now what? a) keep your client open and seed those files for others as long as you want to - sharing is caring! and b) run those files through a security program like Malwarebytes (not sponsored it’s just the only program I’m familiar with).

Be wary of what gets flagged - sometimes the files seem important, but are just trojans, and likewise sometimes they seem malicious, but are just cracked software getting flagged by your system. It’s good to check and see if others have had a problem with this particular torrent before - Reddit threads from 2008 are your long dead friends.

And that’s about it. Feel free to correct me if anything I’ve recommended is malicious or outright wrong. I’ve been doing this for years and haven’t had an active problem to my knowledge, so if there is something fishy with how I do things, I am a statistical outlier and should not be counted.

I wish you smooth sailing and strong winds in your ventures me hearties!

Obligatory ‘don’t pirate small author’s or artist’s works what the fuck dude’ statement.

8 months ago
Abercrombie & Fitch, 2003, Shot By Bruce Weber.

Abercrombie & Fitch, 2003, shot by Bruce Weber.


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quandrixing - Quandrixing
Quandrixing

Just things I find interesting that don't belong in my main.

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