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Philippines’ top crypto traders form association to advocate crypto investment literacy

IMPACT, the first crypto traders association in the Philippines, was founded by seasoned investors, daring “degen” traders, and staunch advocates of free crypto education.   As crypto adoption continues to grow in the country, top cryptocurrency traders have formally announced the formation of the Innovative Movement of the Philippine Association of Crypto Traders (IMPACT). The group aims to…

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USA Senators Emphasize Need for Immediate Crypto Tax Action

On October 10, Senators including Elizabeth Warren, Bernie Sanders, and five others sent a letter to Treasury Secretary Janet Yellen and the IRS’s Daniel Werfel about cryptocurrency taxes. They kicked off the letter by addressing the new proposed tax rule for crypto brokers. They expressed their concerns about a two-year delay in putting this rule into action. This delay, they emphasized, not only goes against the bipartisan Infrastructure Investment and Jobs Act but also disadvantages honest Americans and results in a significant loss of potential tax revenue for the government. The rule in question asks brokers to give crypto users the necessary tax information via an updated 1099 form. This also allows the IRS to have a clearer picture of income from crypto transactions, making it easier to spot potential tax dodgers. The

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The US Yield Curve since the Financial Crises (2007-2023)

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The Top 10 Financial Obstacles That Prevent People from Achieving Their Goals

The top 10 financial obstacles that prevent people from achieving their goals include:

Living beyond one's means

Lack of emergency savings

High credit card debt

No budget

No retirement savings plan

No investment portfolio

Over-reliance on a single source of income

No financial education

Neglecting insurance coverage

Not having a plan for paying off debt

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