I Now Know Firsthand That Going To A Car Dealership Is…an Experience.

I now know firsthand that going to a car dealership is…an experience.

I went going exactly what car I wanted and I imagine that if you don’t know that much it’ll be easier for a dealership to screw you over when you get there by feeding you misinformation about a car, manipulating you into buying a more expensive model, and etc.

I had already done all my research online so I knew what I wanted. Down to the color. (Green is my favorite color!)

So boyfriend and I went (I followed Tumblr’s advice about bringing a man lol). And I test drove the car and loved it just like I knew I would. And THEN the real dealership experience began.

The bottomline is that I knew my credit score and so I knew what kind of interest rate (APR) I should expect. I also knew the manufacturer price of the car (MSRP) and I knew how much they were selling for on average in my area ($3k less than MSRP).

So I knew what I was going to pay and I had already decided on that in my head.

So dealer #1 (a white guy–this is relevant to mention lol) brings back the first set of numbers. He cushions it with making small talk and flattering me on starting my PhD in August. He also chats up boyfriend.

The numbers were bad. I could tell looking at it. Although they didn’t say the APR, I knew that my monthly rate shouldn’t be that high based on the number of months I’d be paying it. Also they only gave me $2k off MSRP.

I noted that the sticker price was too high because I can go to another dealer and get it cheaper and they knocked off another $1k.

And then I asked him what the APR was. He was very evasive and kept telling me to look at the monthly payments because that’s what “really matters.” No, what really matters is what I’m paying for the car overall which is the sticker price + state fees (unavoidable) + interest rate.

Dealer #1 finally told me the APR and it was 3x the rate I knew I was eligible for. I told him that’s not gonna work. He turned aggressive and said that I’m a first time buyer and I can’t expect better and that I’m being unrealistic to expect a lower rate and etc etc.

So I said that my bank quoted me a rate half that much and I’ll just go through them and buy later (at a different dealer). Because I want the car but there’s 2 other places I can go to get it in my area.

Then all of a sudden dealer #1 could get me a better APR. His next offer was 2x what I wanted to pay. I said nah that good enough.

Then they brought out dealer #2, who was a Black guy. He didn’t sit down and instantly start talking about the price. He said a bunch of small talk and said some stuff about being Black lol. Tryna be chummy chummy and connect with us on a racial level.

Then he tried to push the same numbers as dealer #1. I said I know I’m young and I don’t have a math background but you’re charging me way too much for this car and I’m not going to buy it at that price. Period. I said: get the APR down and I’ll buy the car. He kept telling me it wasn’t possible and I said okay…I won’t buy it.

But then he was like wait…lemme run the numbers. And ta da! He came back with the right APR. Also zero down. And payments lower than my target.

This whole process took 5 hours.

Moral of the story:

- know as much as you can before going to a dealership so you can focus on the numbers - know your credit score so you know what your APR should be - get approved through an independent bank for a loan so you have leverage to negotiate with a better rate from the dealer - don’t focus on monthly payments. Times that by the amount of months so you know what you’re REALLY paying - threaten to walk because stuff magically happens at dealerships when you do lol

More Posts from Icannotspelldefinnnately and Others

@staff @support

An Open Letter to Tumblr about the Adult Content Ban and How it is Hurting Your Users:

Recently, Tumblr was removed from the Apple app store due to an incident involving child pornography. This incident is incredibly unfortunate, but it doesn’t stand alone. Tumblr was also removed from the app store due to the large influx of porn bots and pornographic spam, users claiming to be proud to be pedophiles, blatant Nazism, racists who are not deleted for sending hate and harassing users, and more. I myself reported someone for harassing me, but because I had blocked the person and couldn’t access the messages where they harassed me, they were still able to send me anonymous asks. Your support staff, with back doors to the website (presumably), claimed they could not access the messages, and I was left SOL. Many features on this website do nothing to actually protect your users from harassment, racism, homophobia, transphobia, Nazis, pedophiles, predators, porn bots, and more. 

You claim in your statement to us that you “have been working on these problems for a long time”. This is blatantly untrue. Please do not lie to us and patronize us. We’ve been here. We’ve seen you do nothing over, and over, and over again. 

We complained to you for months and months about the rampant porn bots, and you did nothing except add a report button on mobile which only reported sensitive content or spam at best. You could have addressed this problem with an effective algorithm, but you did not. We complained to you about being harassed and sent hate speech for being LGBT+, and you did nothing. We complained to you about blogs being randomly deleted, and sometimes you’ve restored them, other times you have not. We complained to you that there were people proudly claiming to be “Minor Attracted Persons”, or pedophiles, and you did nothing. We complained to you about people proudly claiming to be white supremacists, and you did nothing. All of these things are “against the community guidelines”, and yet over and over, you have not found effective ways to handle these problems or suppress the feeling of welcome that these users claim to get here. You have had a long time to work on these problems, but you haven’t addressed them. To say you have is untrue. 

 Multiple other social networking websites, such as Wordpress, Facebook, Instagram, Pinterest, and others have effectively dealt with rampant pornography, racism, pedophilia, and other problems without causing massive issues for their users who are not misusing the platform. They are continuing to find new, effective ways to deal with these issues without causing problems for their userbase as a whole.  There is no reason that you are unable to do this effectively other than that you wanted to do it quickly. You have once again chosen your stock holders over your users. And we have had enough. 

You have already started to ban “Adult” content with a new algorithm. Here are screenshots of just a fraction of the posts you have flagged as containing adult content:

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Your new system of simply tackling everything at once is not working. At all. And each of these screenshots is proof of your utter incompetence. None of these posts contain pornographic acts, “female nipples”, or any community violation of any kind. 

We, the users, have been asking you for months to deal with these problems - particularly, the porn bots and bots that spam. In order to block a bot from a side blog, I have to do it manually, even though they are in my side blog’s feed. This is a huge issue for mobile - only users. They keep cropping up in droves, taking over our posts and tricking google into making it look like a legitimate blog linked to a pornographic website. We have complained to you for months and months now, and your solution to simply “ban all adult content” is ineffective. I agree that children should not be able to access pornography - but this is not how you tackle a porn bot problem. Your system is utterly useless, allows for racists, pedophiles, porn bots, and Nazis to remain untouched. It also harms sex workers and real people who may use this website for some forms of adult content responsibly. Moreover, as seen above, it harms plenty of users who have in no way violated your terms of service.

 If you keep this up, you threaten your website and company as a whole. Many of us are backing up our blogs and planning places to go to. 

You already have a content filter for “sensitive” content (content inappropriate for younger viewers). You could have improved this, instead of attacking your entire user base. It seems to be a very lazy “solution”, if you could call it one at all, and one that harms your entire userbase.

If you are going to keep this filter in place and make Tumblr, a website that has never been known for being family friendly and has never claimed to be, you are going to lose millions of your users. We are already planning our exodus. It isn’t hard to follow. Censor us, and we will go somewhere else. That is not a threat. It is a promise. 

Sincerely, 

The users of your website. 

@staff @support

icannotspelldefinnnately - I like Men like coffee And women like Tea
icannotspelldefinnnately - I like Men like coffee And women like Tea
Navajo & Hopi Families COVID-19 Relief Fund organized by Ethel Branch
gofundme.com
The Navajo Nation and Hopi Reservation are extreme food deserts with only 13 … Ethel Branch needs your support for Navajo & Hopi Families CO

Please reblog this so that I can get a bigger sample size, but DO NOT include anything in the tags about the results, as that could influence other responses

DC has to kill Jason in every universe because if they don’t him and Bruce just become too emotionally stable and powerful together and they solve all of Gotham’s problems before Jay even graduates high school. They kill him to keep the story going and this is the truth Batman personally told me so just now

Absolutely insane that the only modicum of sexual desire Riz ever expressed was for the sexy rat

tumblr dont sleep on letterkenny

Fabian's getting a sibling. his friends are all excited for it. Hallariel and Gilear are over the moon. he burnt all his baby clothes and as a result, everyone has been shopping, been preparing for the new baby. Fabian hates it.

once it's born, everyone coos over it, adores it, makes it laugh and looks at it. there's pictures being taken left and right, handmade blankets and shirts with embroidered initials and the softest plushies imaginable gifted from everyone around.

Fabian doesn't want to look at it. he avoids going near its room in the house, starts training and dancing even more and avoids being home as much as he can, so that he doesn't have to watch his mother smile at the little creature, doesn't have to listen to her coo or sing to this child that she loves.

Riz remarks to him that his sibling is cute. Kristen keeps trying to get him to hold it, tells him how you're supposed to keep one arm under and one arm across to ensure it's steady. Fig tells him he must be so excited to be a big brother, and that even though they're step-siblings, it must be thrilling to finally have a biological sibling. Fabian doesn't respond.

he had siblings. numerous ones, all without names and faces, all dead. he never met them. they never got to live much of their lives, murdered by Whitclaw for his father's feuds. no one speaks of them. no one thinks to remember them.

this baby will be the first Lomenelda-Faeth baby, his first biological sibling that doesn't share his Seacaster name, and he feels it viciously. good. it doesn't deserve his name. his legacy.

his friends coo over this baby, this stupid little thing, and his mother has spoken more to this child than she has to him in the past 18 years combined, and it's not jealousy fueling him when he sees his own baby blanket in its clutches. it's grief.

this baby doesn't get to have his stuff. it was a gift from his father, his family, and it doesn't belong to this new creature. it's done nothing to deserve this affection, this adoration. love is earned. love is what happens when you make a mark on the world, when you write your name on every place you've been and are respected and admired.

love is what you get if you become Maximum Legend. it's what you get when you defeat your enemies, or defeat your mother in fencing, or come out in victory after a harsh battle. love isn't freely handed out just because you exist. it's hard earned once you're enough, and Fabian is so, so close to earning it. he's done it all. he's saved the world. he's worked so hard, and done his best, and gotten his mother to stop drinking and be ready to be a mother. so why is she devoting her time and affection to this stupid little thing that hasn't done anything yet?

it's not fair. and he thinks about it when he slams the door behind him in the morning, the unfamiliar lilting notes of his mother's lullaby burning in his ears, until the roar of the Hangman finally drowns it out.

it must be so exciting to have a sibling, Fabian! it echoes in his ears. he thinks of Captain James on Leviathan, his grotesque tentacles crawling over his head, his foul breath just inches from his face. "Oh, I have so many of your siblings’ brains in me stomach already." how many of his siblings met their ends like that? how many of his siblings died without ever getting to tell him their name, without making their own mark on the world or knowing that there were more of them?

the wind howls around him and the Hangman furiously blasts down the roads, Elmville rushing past. he has enough siblings. none of them survived long enough for him to ever learn their name. this child, this baby, this stupid little sibling has done nothing to earn all the affection it's been getting, this love that's now handed out freely where he's never ever received a scrap without fighting for it tooth and nail. it's got enough.

he takes his crystal out, debates for a moment, and deletes all new notifications. he puts it on Do Not Disturb. he owes this new child nothing. he never got to learn the names of any of his other siblings. this baby, he decides, has done nothing to earn that privilege. there's nothing special about it. he's had enough of siblings, and he doesn't need another. he's a Seacaster, the last of his name. this child is not. it's a Lomenelda-Faeth, two people whose name he does not share and two people who haven't looked at him in weeks. he doesn't need them. they don't get to need him.

the Hangman's engine roars, and he thinks about his mother's singing. how he hasn't heard her ever sing before. he tries to recall it, and the song slips into a Halfling accent before he can stop himself. the motor revs, and he drives on.

but on the real though, here is your guide to assyrian rice preparation from your friendly neighborhood assyrian:

start wanting rice. (or, if you are traditional, simply recognize your constant desire for rice.)

measure out two cups of rice. then one more. then two more. then another. this seems fine. you love rice. there is no way that this will backfire on you.

remember that your great-great-uncle’s recipe says it should be soaked overnight.

become consumed with despair.

decide to soak it for half an hour instead, acknowledging that the final product will be inferior and anger your ancestors but will still satisfy your now almost-overwhelming need for rice to be inside your body much faster.

remember that you should have set the water to boil when you soaked the rice. goddammit. 

once the water boils, put the rice in until it is half-cooked. the eyeballing or intuitive method is less effective than a timer but that’s how your aunt does it so you feel compelled to meet her standards.

now that the rice has fluffed up, realize how much rice six dry cups really is. holy shit. you’ve fucked up immeasurably. 

take a minute to dwell upon your failings.

grease a baking dish with butter. this will never be as elegant as you want it to and your fingers will get greasy, but the slightly shameful, self-indulgent joy of licking your fingers afterwards will make up for it.

pour the rice into the dish. wonder immediately if you actually buttered the dish beforehand and if you’ve just fucked up. 

melt approximately one thousand pounds of butter in the microwave and pour it over the rice, pondering your imminent death from rapid-onset arterial clogging. put a small pat of butter on the top to properly gild the lily.

put your pan into the oven, which you have absolutely preheated after your previous lack of foresight. shake the rice once or twice while it bakes to make sure the butter is well distributed. resist the impulse to climb into the oven with the rice. for the last ten minutes, sit next to the oven and count the seconds until it’s done.

remove the dish from the oven. shed a tear or two at the perfection laid before you. if you are dining with others, this is the time to serve the rice while making passive-aggressive statements about how oh no, you don’t need any help, you just made dinner all by yourself, you can serve everyone as well. (this is still fun if done alone, but optional.)

CONSUME THE RICE.

realize that you have eaten half of the dish in one sitting. no matter how much rice you made, this will always happen. 

put the leftovers away, if there are any, and enjoy a cup of chai while marveling at the amount of food you have just eaten. if possible, fall asleep in an armchair, sitting up, head tilted slightly back, like a grandpa.

for the rest of the evening, think fondly of how much rice you have in the fridge now and how many meals it will supplement, refusing to acknowledge that you will almost certainly eat the rest of it in a few hours for a midnight meal.

I love a good class swap au and because they have been on my mind and won’t get off it recently here is some of my favourite class swaps and how they change the bad kids early story’s.

Artificer Gorgug - he got his rage under control much earlier in life meaning he wasn’t as scared to break things smaller than him. This lead him to watching and helping his parents a lot more with there tinkering. When it came time to join Aguefort he did not feel forced into being a barbarian due to his rage and became an artificer.

Paladin Kristen - not much change her except she’s not the chosen of Helio (probably still favoured by him but not the chosen one) which means that so much less pressure is put on her. I also think that she would start questioning her faith sooner not having the entire church’s focus on her.

Monk Adaine - her anxiety issues where a lot worse in this version (sorry Adaine I don’t see a way in you changing from wizard without bad things happening) so bad that she couldn’t even cast spells. Not surprisingly her parents are not happy and force her to mediate and trance most of her time. Eventually she manages small arcane workings through intense focus (Ki). After failing to get into hudol even worse than in canno she joins Aguefort as a monk.

Rouge Fabain - his training was just one more thing put onto Cathilda’s job list. She takes his training seriously, training him how to fight like a pirate causing him to become a rouge (with the swashbuckler subclass later)

Sorcerer riz - one simple change here, being born with the shadow cat in his system causes some of her magic to be infused into him. Shadow sorcerer Riz is just as sneaky as rouge Riz if not more as most of his spell are focused on infiltration and support (misty step and invisibility are his main two)

Ranger Fig - after her tiefling nature shows itself her parents don’t have a massive fight and somehow resolve it peacefully (Sandra-Lynn had told Gilear fig might not be his way earlier in Figs life). this causes her family to be a lot more stable and results in Fig asking there mum to train her rather than locking herself in a room with her guitar.

Ooo i love these.

Friendly reminder that this blog is pro-choice and if you don’t think a woman should have full control of her own body, then kindly unfollow me right now and go to hell

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icannotspelldefinnnately - I like Men like coffee And women like Tea
I like Men like coffee And women like Tea

I only drink hot chocolate.I don’t actually like coffee or tea.I’m Ace.It might have been faster to start with that.

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